Investment Planning

Do you want to grow your money to provide a better return than cash? Do you need help with saving for a specific goal? We advise on a range of tax-efficient investments, creating the best-tailored plan to help improve your finances, family and lifestyle.

The value of investments and income from them can go down.  You may not get back the original amount invested.

Completely independent

FCA authorised and regulated

Transparent family firm


Clear jargon-free advice

We will help you get the most out of your investments

Your investments need to be centred around you and what you are investing for. You might be saving a lump sum for your child’s first house deposit or require a regular income for your grandchildren’s school fees. Whatever the goal it is important to look at short, medium and long-term options and always consider the most tax-efficient means of investing your money. The most appropriate investment strategy for you depends on when you need to access the funds, how much capital you have available to invest and whether there are opportunities to adjust existing plans that have become unsuitable.

As a family firm we understand how important it is to ensure that you and your family are financially secure. Through a range of different types of investments, we aim to ensure that your savings are performing as expected whilst taking the amount of risk that is appropriate for your timescales and current circumstances.

We realise that the world of investments can seem complicated and overwhelming at times with so many ways to invest. We help you cut through this complexity, simplify your investments and make sure they always work hard for you.

How we can help

Advise you on an appropriate strategy for withdrawing your funds, whether this be as a regular income or a lump sum.

We will assess your tax position to ensure that we withdraw your funds tax efficiently for your circumstances.

We support you to find further suitable investment strategies that are aligned to your attitude to risk.

We work with you to assess any existing investments and whether these are appropriate for your goals, attitude to risk and are tax efficient.

Help you understand exactly how much you are saving, how your fund is performing and what it is costing you.

Helping you to explore different potential streams of income which must be considered when investing.

We regularly assess your investment plans and adjust in response to changes in your circumstances.

Some of the products
we can advise on

At Vision we’re able to advise on a wide range of products:

  • ISA
  • Junior ISA
  • Lifetime ISA
  • General Investment Accounts
  • Investment Bonds
  • Offshore Investment Bonds
  • Savings accounts
  • National Savings and Investments

Why choose Vision?

Above all, we look after the long-term growth of your investments, manage your assets and ensure that you get the most return from your investment fund.

We centre your investment plan around you, your goals and risk appetite

We are completely independent so can access the whole of the market

We don’t baffle you with jargon. We prefer to be straightforward and upfront

We’re a boutique family firm – you only deal with a small team dedicated to you

We provide a completely free initial financial planning review

We’re flexible and provide options for meetings face to face, via phone or virtual

24/7 access to your own personal website with real-time valuations, secure messaging and document storage

Direct access to your personal advisor

It only takes a few seconds to send us your details. Book a free investment review.

Online Pension and Investments Tracker 

Using the latest award-winning technology, we can provide you with your very own personal financial portal, allowing you to access your individual portfolio 24/7 via your computer, tablet or mobile phone.

You will also have direct access to your financial adviser through our secure messaging service.

Looking for honest investment advice?

Let our financial advisers remove the stress from your investment planning and help you get the most from your savings. We pride ourselves on our personal, tailored and stress-free service.

Meet your adviser

Schedule a meeting with your Independent Financial Adviser. Your personal adviser will listen to your goals and aspirations to help you make the most of your income and investments.


Your financial adviser will research and design a plan so that you can achieve your financial goals. Our advisers are professional and friendly, providing support and guidance with every step.


Once your plan is in place, you can relax knowing that your finances are taken care of. We’ll ensure that everything stays on track with regular reviews, so all you have to think about is living your best life today.




Get help with the most common questions our team of independent financial advisers get asked.

Can’t find an answer?

How do you ensure that my investment strategy is aligned with my circumstances?
We will talk with you to understand your goals, current and anticipated income and expenses, and current and anticipated assets and liabilities. We will work through with you the return needed to meet your future cash flow needs. And in turn, we agree on the most appropriate investment solutions for your needs. Through our ongoing Wealth Management service, we monitor your plans to ensure they remain suitable and make adjustments in line with your changing needs.
How does the process work?
Initially we provide a free initial financial planning review that goes over your current circumstances, your goals and your appetite to risk. Once these are established, we then agree to provide a written recommendation that covers what we feel is the most suitable plan to achieve the above. We would then conduct all the administration advised to set these up. We would then review your circumstances on an annual basis to ensure that the plan remains suitable over time.
How much should I be investing and how much will it be worth when I need to access?
How much to invest will depend on your affordability and what goal you are trying to achieve. You may have a lump sum to invest, or you may need to invest regular amounts monthly. We can never guarantee investment returns, but over the medium to longer term we can make reasonable assumptions for growth in line with your attitude to risk. We can use the very best cash flow modelling software to project what your investments may be worth at the end of the term, taking into account reasonable estimates for inflation, charges and investment returns. Call us for a free initial review to discuss your options.
How have my investments been performing?
Your personalised Vision IFAs client website will give you access to real-time policy valuations and our ongoing service will make sure your advisor keeps you informed
How much should I have in easily accessible savings?
The general rule of thumb is anyone of working age should have a minimum of three to six months’ worth of income. In addition, you should make sure you have enough in cash to fund any upcoming capital expenditure. Anything surplus to this could be better being invested. This is because holding excess cash on deposit will see the value eroded over time by the effects of inflation. If you are holding excess cash on deposit, give us a call to help grow your money above the rate of inflation
How much risk should I take with my investments?
Some investments offer the opportunity for a greater gain but with the risk of a greater potential loss. In addition to completing a risk profiling questionnaire, we will explore the broader implications of risk in general. The questionnaire creates a starting point when determining your overall risk profile. This is generally described as your ‘attitude to risk’. Attitudes to risk vary and may be interpreted differently by different people depending on their financial objectives, needs and aspirations. It is important to understand the correlation between risk and reward and how your willingness to accept investment risk could be affected by your financial needs, as well as your capacity to absorb losses in your portfolio. Specifically, the effect that loss of any capital invested would have on your standard of living and how you would be able to replace that loss from either disposable income and/or your designated cash reserves.

The value of investments and income from them can go down.  You may not get back the original amount invested.

How we help

Personal / Business

Retirement Planning

If you feel overwhelmed at the prospect of planning your retirement savings, don’t worry. We are here to help.

Investment Planning

We advise on a range of tax-efficient investments, creating the best-tailored plan for you and your family.

Protection Planning

We help to safeguard your family’s financial position against the unexpected and protect the lifestyle you enjoy.

Wealth Management

We are committed to providing an ongoing service. Regular reviews ensure your strategy remains aligned to you.

Employee Pensions

Depending on the way your scheme is administered, as a business you can benefit from substantial savings.

Business Protection

We provide support to help you mitigate risk and let you plan your business future with confidence.

Not sure what you need?

Get in touch - we're happy to help.

Book a no obligation initial meeting