Trusted Financial Advisers West Yorkshire helping you to get excited about your retirement
Vision is made up of a team of Independent Financial Advisers and Pension Specialists based in West Yorkshire, including Leeds, Huddersfield and Wakefield. Our team of financial advisers provide you with a comprehensive and straightforward service that is uniquely tailored to you.
Planning for an early retirement?
Our team will help you calculate exactly how and when you can retire.
Need to organise your finances?
Let us help you ensure that you can provide for yourself and your family in the future.
Do I have enough money to retire?
Our financial advisers can help you plan your retirement and achieve your ideal lifestyle.
Independent Financial Advisers &
Pension Specialists West Yorkshire
Planning your retirement income can be an extremely complicated and time-consuming task. Our team of Independent Financial Advisers and Pension Specialists will guide you through every step of the process to ensure that it simple and stress-free.
We will provide you with clear jargon-free advice, a service you can trust and, ultimately, help you retire in the best possible financial position for both yourself and your family.
Vision is the ability to think about or plan the future with imagination or wisdom
Why Vision IFAs?
We are a family firm that truly understands how important the future financial security of both yourself and your family is to you.
Our commitment is to put you, our client, at the heart of everything we do and we promise to provide you with clear, quality financial advice that will help you plan your retirement and achieve the stress-free lifestyle you deserve.
We will offer you:
- Straightforward, clear, jargon-free advice whenever you need it
- A service uniquely tailored to your individual circumstances
- A dedicated personal adviser on-hand to answer your questions as they arise
- 24/7 access to your own personal portfolio on our website
We currently help over 1,000 people with their financial planning and are proud to offer our clients peace of mind by helping them:
- Grow their pension and investments
- Plan for the future by providing clear and straightforward advice
- Achieve their ideal lifestyle in retirement
- Ensure that their family’s financial future is secure
You have worked too hard to put off your retirement.
Let us help you achieve the lifestyle you deserve.
“My only regret is that I did not come into contact with ‘Vision’ earlier in my working life. I would certainly recommend, without any reservation whatsoever, the superior service, both personal and professional, of Vision Independent Financial Advisers.“
Your financial adviser will help you secure your financial future by advising you how to:
Plan for Retirement
When helping you create your retirement plan, your financial adviser will take the time to understand your plans and aspirations. You will receive clear information and advice to help you maximise your financial provision and confidently make the right decisions for your unique situation.
Invest for the Future
We will work with you to identify your future income needs, tailor an investment strategy to meet those needs and establish how you can best prepare for your future.
Protect Your Family and Their Financial Future
We will help create the best possible protection plan for you, giving you the confidence that your family’s future will be protected if the unexpected was to happen.
Your Simple Retirement Success Plan
We pride ourselves on our personal, tailored and stress-free service.
Book a call today to arrange a meeting with your Independent Financial Adviser. Your personal adviser will listen to your goals and aspirations to understand how best to advise you so that you can confidently plan and enjoy your retirement.
Your financial adviser will research and design a cost effective and tax efficient plan so that you can achieve your financial goals. We will explain the whole process to you step-by-step and make sure you have confidence that you are making the right decisions for you.
Once your plan is in place, you can relax knowing that your finances are taken care of. We’ll ensure that everything stays on track by checking in with you for regular reviews in case there have been changes in legislation or taxation that may benefit your fund.
Wealth Management Advice
“Vision Independent Financial Advisers explain things very clearly so that we are never in any doubt about our financial situation. I have recommended ‘Vision’ to many of my colleagues who have taken up consultations and have been very pleased with the outcomes.“
Plan For Retirement
“Vision was fundamental in ensuring a financially secure future. Our financial adviser provided us with a complete planning package after a one to one conversation which was friendly, knowledgeable and professional.
Planning with Vision allayed our worries and fears about the future and has been an extremely positive experience.“
“Our financial adviser talked us through all our options and gave us time to digest it all and come to our own decision. The whole process was made very easy, and he did all of the research.
We will definitely continue to use Vision IFAs in the future.“
Get help with the most common questions our team of independent financial advisers get asked.
What services do you offer?
At Vision Independent Financial Advisors we can help you with a range of tailored financial planning services which include;
- Pension advice and retirement planning
- Investment and wealth management
- Personal and family protection plans
- Access to the latest award-winning technology and investment platform
Our Business Services include financial protection and business pension reviews. We make sure both employers and employees are making the most of the salary sacrifice and tax benefits that are available.
Are you independent?
Yes, we are. You will receive specialist financial advice from your independent financial adviser with access to an unrestricted range of products and firms from across the whole of the available market.
Speaking to an independent adviser means that you will receive tailored advice to suit your exact circumstances. You will get to build a relationship with one adviser at Vision for all your financial planning needs.
Do you have many clients that are in a similar position to me?
We have a wide range of services and a wide range of advisers that help lots of unique clients.
Vision IFAs have a core group of advisers that are Teacher’s Pension specialists, and they have a wealth of experience in this area to help Teacher’s plan for their retirement.
If you have a Defined Benefit Pension, then we have two qualified pension transfer specialists with years of experience to look after you and your pension.
Another area we specialise in is helping business owners with key person and shareholder protection, auto-enrolment pension scheme and National Insurance contribution advice.
We understand that your position is individual to you, and we will be able to advise you. Please call today to discuss the help you are looking for and book a free initial consultation with a financial adviser so they can answer all your questions.
How much do financial advisers charge?
The fees that financial advisers charge do vary and will depend on the service and products they provide.
Always choose to speak to an Independent Financial Adviser, then you will be assured that the advice and products you are paying a fee for, are selected from the whole of the market and will be tailored to your individual circumstances.
At Vision IFAs, we charge an initial fee, that can be paid from any contract we agree with you or you can pay from your own funds. There is also the option to receive an ongoing service, paid for separately, for us to look after your interests and portfolio. All remuneration will be clearly explained before we start working together.
We have a fair and clear charging policy which is below the industry average and the maximum charge is 3% with ongoing fees of 0.75%. Vision will be paid a fee or commission depending on whether we look after your investment or help you with a protection product.
Can I afford to retire?
When you can retire and with how much will depend on your circumstances and your current plan for retirement. Your financial adviser will help you to think about how much you need during retirement, when you want to retire and how much you are going to want to spend when the time comes.
Will you move home? What car do you want to drive?
How many holidays will you want and where to?
Do you want to help pay school fees for your grandchildren?
Affording the retirement of your dreams comes down to how much you have in your pension pots, what other assets you have and the preparations you have made for the future.
Retirement is bespoke to you, your lifestyle and your family circumstances. There are different factors to take into consideration before you retire. So you don’t worry about retiring it is helpful to speak to a financial adviser so you can understand where you are now, compared to where you want to be financially at retirement age. Then you will know if you can afford to comfortably retire if you don’t make any changes to your current retirement plan.
It is never too late to start planning for retirement. Still, the sooner you begin putting enough money aside for later in life, the more likely you are to enjoy being retired.
How can I pay less tax?
You can legally pay less tax by maximising your existing tax reliefs such as pension and savings allowances. You can put more money into your pension monthly, which means you pay less tax. Also, invest in tax-efficient investments such as ISA’s.
Self-employed or a business owner? Your Financial Advisor can help structure your business and draw money from your pension in a way that makes the most of your entitlement.
Sit down and discuss your current situation with an independent financial adviser here at Vision who can make sure you aren’t missing an opportunity to pay less tax.
Do I need a financial adviser?
A financial adviser can help you make the best use of your income, from saving thousands in tax deductions to getting the best return on your pension pot or investment. It would be best if you chose an independent adviser so they can search the whole of the available market to find the best products for you and your situation.
The right adviser will give you confidence and peace of mind that your financial future is taken care of. Together you will set out a plan to achieve a financial goal, and your adviser will become a trusted guide to ensure you remain on track to reach that goal.
“It was great to have all my questions answered and gain a better understanding of my options. It’s left me feeling a lot less bleak about my future finances.“
Our Independent Financial Advisers look after families across the West Yorkshire area by:
Helping them to plan for a better financial future.
Creating individually tailored financial plans unique to their family circumstances.
Simplifying the financial planning process.
Helping them plan for retirement and make the best use of their income.
Providing them with the peace of mind that their financial future is taken care of, so they can concentrate on living their best life today
Pension and Investments Tracker
24/7 Online Access
Using the latest award-winning technology, we can provide you with your very own personal website, allowing you to access your individual portfolio whenever you need to. Instant access to your financial information will allow you to stay better informed about your financial situation, plan for the future and ultimately achieve your financial goals.
You can view portfolio valuations 24/7 via your computer, tablet or mobile phone. You will also have direct access to your financial adviser through our secure messaging service, which encrypts your personal data to ensure your financial security is never compromised.
What can you achieve with your personal client website?
- View your investment portfolio and assets
- Track your investments against your goals
- Analyse your investments
- Top up your investments
- Manage your finances
- Store and manage your account documents