Independent Financial Advisers & Pension Specialists
Helping you retire in the best possible financial position for both yourself and your family.
FCA authorised and regulated
Transparent family firm
Clear jargon-free advice
How we help
Personal / Business
If you feel overwhelmed at the prospect of planning your retirement savings, don’t worry. We are here to help.
We advise on a range of tax-efficient investments, creating the best-tailored plan for you and your family.
We help to safeguard your family’s financial position against the unexpected and protect the lifestyle you enjoy.
Depending on the way your scheme is administered, as a business you can benefit from substantial savings.
We provide support to help you mitigate risk and let you plan your business future with confidence.
Not sure what you need?
Get in touch - we're happy to help.
Vision is the ability to think about or plan the future with imagination or wisdom
With so many things to think about when planning for retirement, you may feel overwhelmed and unsure of where to start.
At Vision, our Independent Financial Advisers and Pension Specialists are here to help you plan for retirement, invest for the future, protect your family and their financial future, and secure your business finances.
How we work
We pride ourselves on our personal, tailored and stress-free service.
Meet your adviser
Schedule a meeting with your Independent Financial Adviser. Your personal adviser will listen to your goals and aspirations to help you make the most of your income and ensure a comfortable retirement.
Your financial adviser will research and design a plan so that you can achieve your financial goals. Our advisers are professional and friendly, providing support and guidance with every step.
Once your plan is in place, you can relax knowing that your finances are taken care of. We’ll ensure that everything stays on track with regular reviews, so all you have to think about is living your best life today.
Vision Independent Financial Advisers explain things very clearly so that we are never in any doubt about our financial situation. I have recommended ‘Vision’ to many of my colleagues who have taken up consultations and have been very pleased with the outcomes.
Since learning of a pension i had long forgotten about Vision Advisors Limited has looked after me with help and email`s regarding my transfer and what stage i am at, Nothing is too much trouble, a brilliant team to go with.
Steven & Jenny
Our financial adviser talked us through all our options and gave us time to digest it all and come to our own decision. The whole process was made very easy, and he did all of the research. We will definitely continue to use Vision IFAs in the future.
Phil & Brenda
Our financial adviser provided us with a complete planning package after a one to one conversation which was friendly, knowledgeable and professional. Planning with Vision allayed our worries and fears about the future and has been an extremely positive experience.
Great advice from David and team on our pensions savings and all financial advice. David is a pleasure to deal with always available for advice very professional and reliable.
Online Pension and Investments Tracker
Using the latest award-winning technology, we can provide you with your very own personal financial portal, allowing you to access your individual portfolio 24/7 via your computer, tablet or mobile phone.
You will also have direct access to your financial adviser through our secure messaging service.
Get help with the most common questions our team of independent financial advisers get asked.
Can’t find an answer?
What services do you offer?
- Pension advice and retirement planning
- Investment and wealth management
- Personal and family protection plans
- Access to the latest award-winning technology and investment platform
Our Business Services include financial protection and business pension reviews. We make sure both employers and employees are making the most of the salary sacrifice and tax benefits that are available.
Are you independent?
Yes, we are. You will receive specialist financial advice from your independent financial adviser with access to an unrestricted range of products and firms from across the whole of the available market.
Speaking to an independent adviser means that you will receive tailored advice to suit your exact circumstances. You will get to build a relationship with one adviser at Vision for all your financial planning needs.
Do you have many clients that are in a similar position to me?
We help SMEs adopt strategies to improve and protect their business finances. If you are looking to reduce your corporation tax bill, or need help with setting up a compliant auto-enrolment pension scheme, we will be able to advise you. We can search the market to find the best key person and shareholder protection policies to suit your business.
We understand that your position is individual to you, so book a free initial consultation with a financial adviser so they can answer your questions.
How much do financial advisers charge?
Always choose to speak to an Independent Financial Adviser, then you will be assured that the advice and products you are paying a fee for, are selected from the whole of the market and will be tailored to your individual circumstances.
At Vision IFAs, we charge an initial fee, that can be paid from any contract we agree with you or you can pay from your own funds. There is also the option to receive an ongoing service, paid for separately, for us to look after your interests and portfolio. All remuneration will be clearly explained before we start working together.
We have a fair and clear charging policy which is below the industry average and the maximum charge is 3% with ongoing fees of 0.75%. Vision will be paid a fee or commission depending on whether we look after your investment or help you with a protection product.
Please note that our ongoing advice fee is optional and can be cancelled at any time.
Can I afford to retire?
Will you move home? What car do you want to drive?
How many holidays will you want and where to?
Do you want to help pay school fees for your grandchildren?
Affording the retirement of your dreams comes down to how much you have in your pension pots, what other assets you have and the preparations you have made for the future.
Retirement is bespoke to you, your lifestyle and your family circumstances. There are different factors to take into consideration before you retire. So you don’t worry about retiring it is helpful to speak to a financial adviser so you can understand where you are now, compared to where you want to be financially at retirement age. Then you will know if you can afford to comfortably retire if you don’t make any changes to your current retirement plan.
It is never too late to start planning for retirement. Still, the sooner you begin putting enough money aside for later in life, the more likely you are to enjoy being retired.
How can I pay less tax?
Self-employed or a business owner? Your Financial Advisor can help structure your business and draw money from your pension in a way that makes the most of your entitlement.
Sit down and discuss your current situation with an independent financial adviser here at Vision who can make sure you aren’t missing an opportunity to pay less tax.
Do I need a financial adviser?
The right adviser will give you confidence and peace of mind that your financial future is taken care of. Together you will set out a plan to achieve a financial goal, and your adviser will become a trusted guide to ensure you remain on track to reach that goal.