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Pension Advice

Could your pension fund be earning you more money?


Call us for a pension review to help you plan for retirement with confidence

BOOK A CALL NOW

Looking For Honest Pension Advice?

Let our pension advisers remove the stress from your retirement planning and help you get the most from your pension.

We can ensure that you:

Don’t lose money on old pensions that haven’t been reviewed
Make informed, smart decisions about your pension savings
Know exactly how much you are saving and earning from your fund

Professional Pension Advisers

WE WILL HELP YOU GET THE MOST OUT OF YOUR PENSION

You might know how much you pay into your pension pot monthly and you might even know how much your employer contributes to your pension fund.

However, that might be all you know about your pension. This is normal and is usually the most our clients can tell us during our first face to face meeting.

If you feel the same, don’t worry. We are here to help.

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Pension Basics

A pension is a financial product that you put money into, which over time builds up into a fund that you can use when you retire.

Your retirement pot is built up by investing regularly over several years.

The money that you save into your pension gets a boost from tax relief, meaning that you are saving from untaxed earnings.

How Your Pensions Financial Adviser can help:

  • They can tell you how much your current pension will be worth.
    Even if you have multiple pensions!
  • They can tell you how much your pension fund is costing you.
    Paying high fees doesn’t always equal a high return, we can check for you.
  • They can tell you whether your pension savings will provide the standard of living you would like throughout your retirement.
    We don’t want you to worry that you can’t enjoy your retirement properly.
  • They can advise you how to achieve your retirement income goals.
    Working with you each step of the way to retirement and beyond.

It only takes a few seconds to send us your details to book a free initial pension review

Click the button below, enter your details and one of our pensions advisers will call you back as soon as possible to arrange your review.

Your Simple Retirement Success Plan

We pride ourselves on the personal, tailored service that we offer to our clients.

Book An Appointment

Simply call and book a pension review with one of our Pensions Specialists. During the current restrictions this appointment can be held via video conference at a time to suit you.

Let Us Do the Work

We will research any pension funds you have. Then we will clearly explain any opportunities we find that could save you money, improve the return you are getting on your pension or increase the flexibility of accessing your money when you reach retirement.

Pick the Best Option for You

Hopefully your current plan is earning you as much as possible and you are on target to achieve your retirement goals. If so, we will instruct you to keep your pension funds as they are. If not, we will create a plan together so that you can maximise your pension savings.

A pension review will leave you confident and with a clear plan for retirement.

Get excited about your retirement.

Is a Vision Pension Review for me?

I don’t have a pension.
Don’t worry Vision can help you. It’s never too late to start planning for retirement but it is important to act now. We will take you step by step through the pension process and make it easy for you to start saving for your retirement.

If you have an old pension you don’t currently pay into, we will check if a pension transfer will help you earn even more money.

I make self employed pension contributions.
A review with one of our Pensions Financial Advisers will definitely be useful to you. We will help you with self-employed tax relief, to save on the costs of a pension and help you earn the best return on your pension fund.
I have multiple pensions.
We have advised many of our clients in West Yorkshire and beyond on whether they should combine their multiple pensions into one pot. During a pension review we will discuss your retirement goals and fully investigate whether a pension consolidation would be the right thing for you.

Should I Combine My Pensions?

There is no limit to how many private pensions you can have, but you might find it difficult to track and manage multiple pension pots.

For the best pensions advice, speak to a Vision Financial Adviser

Your pension adviser can help you understand if consolidating your pensions into one will:

 

  1. Save you time
  2. Save you money in fees
  3. Make managing your pension easier
  4. Increase your pensions flexibility to give you more options for how you can access your pension fund
  5. Provide more opportunities to invest and improve your returns
  6. Help you understand any penalties involved with transferring your pensions and if the penalty charges are worth paying in order to obtain a better performing pension
  7. Identify any scenarios in which you could lose any guaranteed benefits or loyalty bonuses

More Than Just Pension Specialists

As a small family firm, we understand how important your financial security is to you and we want you to earn as much as possible from your pension fund and investments. Our aim is to save you money and to ensure you don’t lose any money through bad investments.

We don’t want you to take investment risks that make you uncomfortable and we want to ensure that you can look forward to your retirement with the confidence that comes with well-planned financial security.

Looking forward to spending quality time with family, indulging in your favourite hobbies or enjoying long restful holidays?
Let us help you make that a reality by starting with a pension review. We will help you plan for your retirement so you can take care of the things that are important to you.

Independent Financial Advice

Authorised and Regulated by the Financial Conduct Authority

Free Initial Pension Review

Wealth Management Experts

Simple Pension Advice

Pension Transfer Advice

Teacher’s Pension Experts

Convenient Home Visits

Full Support For Business Owners

Personal Pension Website

Direct Access To Your Personal Adviser

Appointments by Video Conference

We are there when you need us.

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Your personal financial adviser is by your side helping you live today and plan for a secure tomorrow

Pension advice to help you plan for retirement
We will create the best retirement funding plan for you, so that you don’t have to worry about financing your lifestyle later in life and can look forward to your retirement.

Wealth management so you can invest for the future with confidence
We will tailor an investment strategy for you, so that you don’t have to worry about the future and can continue to enjoy the lifestyle you deserve.

Protection for your family and their financial future
We will create the right financial protection plan for you so that you don’t have to worry about your family’s future if the unexpected were to happen.

Ready to start a conversation about your pension?

Find out how we can help guide your pension journey