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Pension Consolidation

Combine Your Pensions into One Easy to Use Plan

Practical help to simplify your pension. Transfer your old pension pots into a new online plan.

BOOK A CALL NOW

Help and Advice to Improve Your Pension

You’ve worked hard all your life. Your retirement shouldn’t be hard work too.

But when your pensions are in different places they can be difficult to manage.

That’s why we offer pension consolidation help and advice to improve your pension. Like how to combine all your old pension pots into a single new plan. Or how to move to a pension plan with a regular income and lump-sum withdrawals.

Our pension specialists will guide you through your pension consolidation choices. We can also manage your pension ready for your retirement.

pension consolidation practical help

Practical Help

Make your pensions simpler to manage with help to move or combine them:

> Combine your pensions so they’re easy to monitor

> Gain more flexibility by moving your pension

> Increase your choices with lump-sum withdrawals and a regular income

pension consolidation advice

Clear Advice

Worried if you can afford to retire? Get clear advice on how to plan for your future:

> An initial review of your current pensions and retirement plans

> Guidance on tax-efficient ways to take your pension

> Regular updates as your life changes

pension consolidation personal support

Personal Support

Information and support when you need it? Track your pension with an easy to use the website:

> Check the value of your investments in real-time

> Talk to your advisor through a secure messaging service

> Choose single or joint online accounts for spouses

managed investments pension consolidation

Managed Investments

Unsure where to invest your pension? Managed investments are a cost-effective approach:

> Funds that fit the balance of risk you want to take

> Investments in different assets and global markets to spread the risk

> Low-cost options with no product fees and competitive fund charges

Vision IFAs – Professional Pension Advisors You Can Trust

We’re a family firm of independent financial advisors and pension specialists based in West Yorkshire. Between us, we’ve got almost 90 years of experience in helping people like you with their pensions.

As we’re independent we can provide you with advice across the whole of the market. We’re also regulated and authorised by the Financial Conduct Authority (FCA) and your pension is protected by the Financial Services Compensation Scheme (FSCS).

3 Easy Steps to Simplify Your Pension

Book a Call

One of our pension advisors will talk to you to find out how we can help you.

Review Your Pension

We’ll review your pension and create a personal recommendation on how to improve it.

Make Your Choices

Your advisor will talk you through our recommendation. If you choose to go ahead with this they’ll make these changes for you.

Pension Consolidation

How Much Does Pension Consolidation Cost?

Your first consultation is free of charge. After that, you’ll pay for our services with an advisor charge. This is either an ad-hoc fee agreed with you or a percentage of the amount you invest.

Our average initial charge is about 2%, up to a maximum of 3%. The amount you pay depends on the value of your pension and the research and admin work needed for your recommendation.

There’s also an ongoing annual fee of 0.75%. This covers the management of your pension funds, advice on the most tax-efficient way to take your pension and unlimited access to your pension advisor during your lifetime.

We’ll discuss the payment options with you and answer any questions you have upfront. You won’t be charged until we’ve agreed on the payment method.

Let’s Help to Plan Your Future